There is no doubt that everyone waits to get retired from their job and wants to spend the rest of their life without any burden. However, Life becomes difficult for people when they start to age, and with their age, medical expenses and the cost of living also start to rise.
So, SSS decides to provide financial support to people who are facing financial instability due to an increase in inflation and living cost and for 2025, they have announced to increase the pension of retirees and want to make sure that old age people have a comfortable life with a reliable source of income that is completely free from all taxes.
SSS Pension Increase 2025
SSS provides a monthly payment to retirees as financial assistance in the country. These payments help the person in taking care of their daily necessities and living expenses. SSS believes that it is a rational way to provide support to elderly people. Every year government increases the benefits by 1% which will rise to 15% in 2025. In addition, the government has announced an increment of ₱ 1000 in the monthly payment, and that will be directly transferred to the bank account of the beneficiary.
SSS Pension Booster 2025: Overview
| Article on | SSS pension increase 2025 |
| Eligibility | People who are 60 and above |
| Payment Amount | According to the eligibility |
| Category | Government Aid |
| Department | Social Security System |
| Official website | www.sss.gov.ph |
SSS Pension Booster increases the amount
After releasing the budget in July 2025, it is expected that the amount booster will be released in August. To receive the amount, a person has to contribute a portion of their monthly SSS pension Payment. In 2024, the Contribution rate for the employer was 9.4% while the employee contribution was 4.5% which makes the total contribution 14% and in 2025, the expected contribution rate is 15%.
The total pension payments are based on the monthly salary credits that range from ₱4000 to ₱30000, which depend on the income level of the person. For the 5-year saving plan government has set the 7.2 percent annual interest rate, which will help the person increase the value over time.
SSS pension Booster has mainly two types of plans:
1 Mandatory Plan:
It automatically applies to the employees of the private sector, and the contribution made by them gives them the certainty that they have a pension fund for retirement.
2 Voluntary Plan:
It is available for freelancers, self-employed individuals, and people who dont come under any employer contribution plan. In this, a person can start their contribution with a minimum of ₱500 per payment.
Both the above plans allow the SSS authority to make sure that a wide range of workers are able to participate and can have a better future with financial stability, with zero tax.
Payment Dates SSS Pension Booster
Payment dates are fixed, but sometimes they coincide with a holiday or event, then the amount gets credited just before the working day of the holiday. The following are the dates that have been scheduled:
| Month | Payment date |
| August | 30 August 2025 |
| September | 30 September 2025 |
| October | 31 October 2025 |
| November | 28 November 2025 |
| December | 31 December 2025 |
Eligibility criteria for SSS retirees
There is a certain criterion that every beneficiary has to meet to become eligible for the increased amount. SSS sets all these requirements to ensure that only eligible candidates get the benefits:
1. Age of the candidate: A person must be 60 years old or above 60 to become eligible for the increased pension, and the person can also apply one month before turning 60.
2 Citizen: A person must be a citizen of the Philippines or must be a permanent resident of the resident of the philips.
3 Contribution History: In the past, the applicant should have made a minimum of 120 months of contributions during their employment time period. In case of less than 120 contributions, the person will be eligible for the lump sum amount instead of monthly benefits.
4 Retirement and Income: A person should not have any other income source and should retire at the appropriate age according to the pension guideline
5 Disability Benefits: A person should have a disability if they want to claim the pension benefits. However, they have to provide their medical reports that show the severity of their disability or illness.
6 Survivor Benefits: If the applicant is a partner of a deceased person, then on behalf of their deceased partner, a person can claim the benefits.
SSS pension booster Application 2025
Eligible applicants can fill out the application form online and While filling the form, you can follow the steps given below:
1. Visit the official website:
Applicants have to click on the official website of the SSS and then enroll to Mysss Pension Booster that you can find under the Services tab. After that, you can read and accept the terms and conditions of the program.
2. Enroll for the benefits:
You can log in to your Mysss account if you are a registered candidate or or you can sign up if you don’t have your account on this.
3 Application form:
You have to fill out the form and provide the correct personal details to get the payment on time, as the wrong information can delay the payment, or your payment may get stuck.
4 Documents:
You may need to submit some of the details with the application form, so keep your documents safe with you, or you may also have to provide documents for further verification.
5 Approval:
Wait till your application gets approved, and after the approval, the payment will be directly transferred to you through your bank account or other financial channel.
In case of any delay with your payment or you find any issue in the application form that it is advised to connect with the SSS Authority, who will help you with the best options. For any type of further updates, Additional benefits, you can check the SSS website.
Some Advantages of MySSS Pension Booster:
1 Affordable Scheme: You can start your savings under this scheme from 500 Philippine dollars, and there is no maximum limit.
2 Good return: It provides a high return on the amount because this year SSS’s target is to reach a 7.2 percent interest rate. According to the data, the voluntary retirement scheme reached ₱386 million in 2023 with the ROI of 6.97 Percent.
3 Tax-free Investment: All investment and contributions made by a person are completely tax-free.
4 Easy process: All the payments can be transferred online through the SSS website, Mobile App, using the Payment reference number. The other method is, you have to visit SSS branches or the collection Partners’ branch office.
5 Flexible Payment Terms: A person can contribute anytime according to their saving, but the Payment of the Mysss pension Booster must be done with the regular SSS contribution.
6 Records: Members can view all the records of their contribution through their personal My.sss account with a single click. After some time, income will also be available on My.sss account.
| Official Website | Click Here |
| Homepage | blacksea-commission.org |
